Accident Insurance
Accidents happen when you least expect them. Accident insurance pays cash benefits for injuries resulting from covered accidents — helping you manage out-of-pocket costs without dipping into your savings.
How Accident Insurance Works
When you're injured in a covered accident, your policy pays a specified cash benefit based on the type and severity of the injury. Benefits are paid directly to you, regardless of what your health insurance pays, and can be used for any purpose.
Covered Events
Accident insurance typically covers emergency room visits, hospitalization, fractures, dislocations, lacerations, burns, concussions, and more. Some policies also include benefits for accidental death and dismemberment.
Who Should Consider It
Accident insurance is especially valuable for active individuals, families with children, and anyone with a high-deductible health plan. It provides an affordable safety net that helps cover the costs your health insurance doesn't.
Ready to Learn More?
Our independent advisors are here to answer your questions and find the right coverage for your needs.