Medicare Advantage Plans
Medicare Advantage (Part C) plans are an alternative to Original Medicare offered by private insurers. They bundle Part A, Part B, and usually Part D coverage — often with extra benefits like dental, vision, and hearing.
How Medicare Advantage Works
You still have Medicare, but your coverage is delivered through a private plan approved by Medicare. Plans must cover everything Original Medicare covers, and many offer additional benefits. You continue to pay your Part B premium plus any plan premium.
Types of Medicare Advantage Plans
HMO plans require you to use a network of doctors and get referrals for specialists. PPO plans offer more flexibility to see out-of-network providers at a higher cost. PFFS and SNP plans serve specific needs. We help you compare networks to make sure your doctors are covered.
Extra Benefits
Many Medicare Advantage plans include dental cleanings, eye exams, hearing aids, fitness memberships, and over-the-counter allowances — benefits not available with Original Medicare. The value of these extras varies widely by plan and location.
We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
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Our independent advisors are here to answer your questions and find the right coverage for your needs.