Medicare and You Handbook

The Medicare & You Handbook is the official guide to Medicare benefits, rights, and options. Published annually by the Centers for Medicare & Medicaid Services (CMS), it's an essential resource for every Medicare beneficiary.

What's in the Handbook

The handbook covers how Medicare works, what's covered under Parts A, B, C, and D, how to compare plans, your rights and protections, and how to get help. A new edition is mailed to Medicare households each fall before the Annual Enrollment Period.

Access the Latest Edition

You can view or download the current Medicare & You Handbook at Medicare.gov/medicare-and-you, or call 1-800-MEDICARE (1-800-633-4227) to request a printed copy. TTY users can call 1-877-486-2048.

Let Us Help You Understand It

The handbook is comprehensive — and can be overwhelming. Our advisors are happy to walk you through the sections most relevant to your situation, answer your questions, and help you apply the information to your specific coverage decisions.

Ready to Learn More?

Our independent advisors are here to answer your questions and find the right coverage for your needs.