Life Insurance

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Term Life Insurance pays a benefit in the event of the death of the insured during a specified period of time. If you're just starting a family, or just purchased a home, a rising priority for you may be the prospect of providing for your loved ones in the event of an untimely death. Needs such as paying off a mortgage or taking care of other debts, term life insurance is a great option. It is generally the most affordable type of life insurance and provides pure death benefit protection and a fixed death benefit payout if you pass away within the term of the contract.

And if you don't like the idea of paying premiums for something you may never have to use, consider return-of-premium-type products where you typically get back the premiums you pay if you outlive the term

Whole Life Insurance is a type of permanent Life Insurance. Unlike a Term Life policy, which provides protection for a period of time, Whole Life Insurance provides coverage for life. As long as premiums are paid, your loved ones are guaranteed to receive a death benefit. It also contains a growing cash value that's available to help you cover unexpected costs. With Whole Life Insurance, your premiums remain the same throughout your lifetime. You should also expect to pay a higher premium than you would for a Term Life policy.

At a time of grief, being able to afford a funeral for a loved can offer families a small window of peace of mind. Our whole life policy provides you with a chosen amount of coverage to help pay funeral and final expenses. Some policies come with an Accelerated Death Benefit Rider for an additional premium

Policy Features:

 Benefits from $5,000 to $35,000

Designed to be issued quickly with simplified underwriting

Coverage may begin immediately

Rates never increase and benefits never decrease for the life of the policy Our application is fast and easy to complete

Your acceptance—regardless of your health—is guaranteed!

In the event of your death, Guaranteed Whole Life Insurance is an easy way to help protect your loved ones. The only requirement for obtaining our Guaranteed Life Whole Life Policy, with benefits between $5,000 to $20,000 in guaranteed coverage is that you are between 50 and 80 years old.

That's it! There are no medical exams, no health questions, no waiting for test results.